Largest U.S. Credit Reporting Agencies to Pay Penalties for Deception

Leading credit reporting agencies misled consumers about credit score products.

How to Check Your Credit Report Truly for Free

In this age of identity theft and business scams, it is important to check your credit reports regularly.  The The legal basis for every American’s right to review their credit…

Credit Repair

How much do you know about A financial services product that clearly was created by a magician, since it’s a complete illusion – a product that isn’t really there. Ads…

Credit Karma

Upgrading your living situation with the help of this credit-monitoring app depends on the credit score your landlord looks at.

Federal Laws Governing Ads

There are many federal laws that regulate advertisements in some way or another.

Credit Karma

Craigslist Apartments Double as Credit-Score Traps

Craigslist, an online classified section with ads for jobs, love, severely over- and under-priced furniture, and apartments, among other things, can be a font of opportunity for the Internet savvy.…

How to File a Dispute with Your Credit Card Company

If you’re having trouble canceling unwanted charges or getting a refund from a merchant, try contacting your bank or credit card company instead. They may be able to help you…

Bob’s Discount Furniture

TINA.org investigated Bob’s Discount Furniture’s offer of “interest free” financing and found that the store deceptively advertised its financing by failing to make clear that interest on unpaid balances would…

Capital One Credit Cards

Allegations: Falsely advertising that consumers can get pre-approved for credit cards in a process that does not affect their credit score when the company runs a type of credit report…

NADA Sues FTC Over Risk-Based Pricing Regulations and Gets… Nada!

The National Automobile Dealers Association (NADA) was not very happy when the FTC wanted to implement rules that would require car dealers to disclose credit score information to consumers when…

National Credit Union Administration

Since 1970, the National Credit Union Administration (NCUA) has been the regulator and primary enforcement authority for federal credit unions.  Among its many responsibilities, the NCUA is charged with enforcing…

3 Ways Citibank Misled Consumers

Citibank’s shady credit card practices leads to $700 million in customer refunds.

Agora Income Claims — 2021 Collection

The Stipulating Parties in FTC v. Agora Financial, LLC, et al. are violating the February 8, 2021 Stipulated Order by, among other things, continuing to market their financial publications using…

CreditRepair.com

“You don’t have time for the problems a low credit score creates,” says this radio ad for CreditRepair.com.   “Although your results may vary, our past customers have seen an…

10 Most Common Frauds to Avoid

Don’t fall for these top frauds. Arm yourself with info this National Consumer Protection Week.

MLM News Alert

TINA.org’s curated list of MLM info and news of note.

Online Reviews in Spotlight after Consumer Gets Billed for Negative Post

Consumer review website caught up in media storm as well.

Policies

Wall of Shame

What do Tom Brady, Kim Kardashian and Dr. Oz all have in common?