Federal Laws Governing Ads Consumer Basics Federal Laws Governing Ads There are many federal laws that regulate advertisements in some way or another.
National Credit Union Administration Consumer Basics National Credit Union Administration Since 1970, the National Credit Union Administration (NCUA) has been the regulator and primary enforcement authority for federal credit unions. Among its many responsibilities, the NCUA is charged with enforcing…
Who Can You Complain to at the Federal Level? Consumer Basics Who Can You Complain to at the Federal Level? A topic-by-topic list of federal agencies that deal with deceptive advertising.
Consumer Financial Protection Bureau Consumer Basics Consumer Financial Protection Bureau Congress created the CFPB after the 2009 financial crisis to regulate mortgages, student loans, credit cards, and other financial products and services used by consumers.
What to Know about Subscription Offers Consumer Basics What to Know about Subscription Offers Risk free trials may lead to repeated, unwanted charges to your credit card.
Sweepstakes & Prizes Consumer Basics Sweepstakes & Prizes Sweepstakes and lotteries may be scams in disguise.
Free Doesn’t Usually Mean Free Consumer Basics Free Doesn’t Usually Mean Free There’s lots of strings attached to offers of free products and services.
Puffery – A Marketer’s Right To Lie Consumer Basics Puffery – A Marketer’s Right To Lie Ads can legally lie to you as long as the lie is so obvious an exaggeration that you know not to take it seriously.
U.S. Department of Education Consumer Basics U.S. Department of Education The U.S. Department of Education (ED), which was created in 1980, is divided into several different offices. One of its offices, the Office of Inspector General (OIG), is charged with…
Consumer Healthcare Products Association Consumer Basics Consumer Healthcare Products Association The Consumer Healthcare Products Association is a large trade association that represents manufacturers and distributors of nonprescription, over-the-counter medicines and dietary supplements.
The Fine Print – Read It Consumer Basics The Fine Print – Read It What the ad giveth, the fine print is not supposed to taketh away.
Entertainment Software Association Consumer Basics Entertainment Software Association The Entertainment Software Association (ESA) is an association based in D.C. that is exclusively dedicated to serving video game companies. The group lobbies Congress and other legislative bodies extensively in…
Service Contracts and Extended Warranties Resources Service Contracts and Extended Warranties Is it worth it to pay extra for that extended warranty?
What is Industry Self-Regulation? Consumer Basics What is Industry Self-Regulation? Self-regulating organizations can have varying impacts on the standards that are set for the way industries do business.