American Express
Allegations: Falsely representing that American Express only conducts hard credit score inquiries (which impact credit scores) if applications are approved and applicants accept the credit cards when the company actually…
American Express National Bank
Case Name (Date)
Padao et al. v. American Express National Bank
22-cv-145, D.N.C.
(April 2022)
Product/Service
Credit cards and interest-bearing accounts
Allegations
Marketing itself as dedicated to military members, veterans, and their families when the bank charges them interest rates and fees that are so high they violate federal law and the bank’s own military benefits program
Status
Pending
Class-Action Tracker
American Express Prepaid Gift Cards
December 2017: The Seventh Circuit Court of Appeals affirmed the district court’s decision finding that the district court did not abuse its discretion in approving it. To read the full…
Limited Time Offer for Bonus Starpoints
In September 2017, a class-action lawsuit was filed against American Express Bank, Starwood Hotels & Resorts Worldwide, and Preferred Guest for allegedly deceptively advertising a limited time offer for bonus…
The Latest
American Express Mailing
Bar chart in Amex mailing exaggerates annual rate of return for advertised savings account.
When an Amex Gift Card Winds Up in the Wrong Hands
Amex will send you a replacement card. It just might not have the original balance on it.
Beware of Credit Card Updating Services
Is your bank giving out information on changes to your credit card accounts?
1. Join, 2. Write a Review, 3. Get $5 Credit
Does Amex and TripAdvisor’s new sponsored content program follow FTC regs?
Fine Print in Credit & Loan Ads
If you’ve ever had the stamina to sit down and try to read a credit card disclosure statement (often the size of a paperback novel), you know that the Sometimes…