Largest U.S. Credit Reporting Agencies to Pay Penalties for Deception

Leading credit reporting agencies misled consumers about credit score products.

TINA.org’s Year in Review 2024

Looking back at our accomplishments.

Dermaset

Allegations: Failing to adequately disclose that consumers who pay for shipping and handling of “free” cosmetics will be enrolled in an automatic renewal offer

Lumanere

There’s a financial wrinkle to this “free” serum.

Hearst’s CMAs Sweepstakes

TINA.org reader says contest signed him up for a magazine subscription without his permission.

American Airlines Free Checked Bags Program

Allegations: Misleadingly offering certain customers free checked bags when the airline does not program the terms into its software and improperly charges customers for checked bags

Equate Oil-Free Cosmetics

Allegations: False “oil-free” claims

The Kids Guide to Fighting Socialism

“Free” guide harbors future charges that aren’t disclosed in a frightening email to parents and grandparents.

Costco’s Free Replacement Warranties for Interstate Car Batteries

Allegations: Misleadingly advertising warranties as free when consumers who return a defective battery are refunded the original purchase price and then charged a higher price for a replacement battery

Oil-Free Neutrogena Skincare Products

Rent-A-Center’s Free Same-Day Delivery

In short, the company may not deliver on the promise.

#RealDirectSellers Don’t Obtain Financial or Time Freedom

Trade organization campaign features deceptive income claims.

H&R Block’s “Free Online” Product

H&R Block’s Free Tax Services

2017 Modere Income Claims Database

TINA.org investigation reveals misleading income claims used to market MLM opportunity.

Magnabilities Income Claims Database

TINA.org investigation reveals misleading income claims used to market MLM opportunity.

Herbalife Income Claims — 2017 Collection

Greyhound’s ‘Free Same Day Exchange’ Policy

Economy extra passengers, beware: “Extra” may stand for a hidden fee.

Neora/Nerium Income Claims

‘How We Trade Options’

This “free” book offer isn’t exactly free and one TINA.org reader said it almost cost her plenty.