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TD Bank’s Secured Credit Cards

Class Action

TD Bank’s Secured Credit Cards

Allegations: Falsely representing that customers who keep their secured credit cards in good standing for seven months can graduate to an unsecured credit card, which would let them control the…

National Credit Union Administration

Consumer Basics

National Credit Union Administration

Since 1970, the National Credit Union Administration (NCUA) has been the regulator and primary enforcement authority for federal credit unions.  Among its many responsibilities, the NCUA is charged with enforcing…

Digital Federal Credit Union Overdraft Fees

Class Action

Digital Federal Credit Union Overdraft Fees

December 2019: A federal judge granted final approval of the settlement agreement. September 2019: A federal judge preliminarily approved a settlement agreement that, among other things, would establish a $1.8…

Alliant Credit Union Overdraft Fees

Class Action

Alliant Credit Union Overdraft Fees

In July 2018, a class-action lawsuit was filed against Alliant Credit Union for allegedly misrepresenting that it only charges overdraft fees if there is not enough money in a checking…

Audible

Class Action

Audible

March 2019: A federal judge preliminarily approved a settlement agreement that would resolve this case, as well as three related cases, Weber v. Amazon.com, Beals v. Audible, Inc., and Fisse…

BayPort Credit Union

Class Action

BayPort Credit Union

In April 2020, a class-action lawsuit was filed against BayPort Credit Union for allegedly misleadingly representing that it charges overdraft and non-sufficient funds fees when an account does not have…

Foreign Transaction Fees at Navy Federal Credit Union

Class Action

Foreign Transaction Fees at Navy Federal Credit Union

Allegations: Misleadingly representing that the credit union charges foreign transaction fees on transactions made outside of the United States when it charges such fees on transactions made online in the…

Rewards Points on the Gap Credit Cards

Class Action

Rewards Points on the Gap Credit Cards

Allegations: Failing to disclose that the companies wipe out the rewards points customers accumulate on credit cards in certain situations, such as when credit cards are replaced due to loss…

American Express

Class Action

American Express

Allegations: Falsely representing that American Express only conducts hard credit score inquiries (which impact credit scores) if applications are approved and applicants accept the credit cards when the company actually…

Overdraft Fees at BayPort Credit Union

Class Action

Overdraft Fees at BayPort Credit Union

In June 2020, a class-action lawsuit was filed against BayPort Credit Union for allegedly misleadingly representing that it only charges overdraft fees on transactions if a checking account does not…

Pentagon Federal Credit Union

Class Action

Pentagon Federal Credit Union

In March 2020, a class-action lawsuit was filed against Pentagon Federal Credit Union for allegedly misleadingly representing that only one overdraft or non-sufficient funds fee is charged if payment of…

Bethpage Federal Credit Union

Class Action

Bethpage Federal Credit Union

In July 2019, a class-action lawsuit was filed against Bethpage Federal Credit Union for allegedly misleadingly representing that customers will be charged only one non-sufficient funds (NSF) fee on a…

Overdraft Fees at Credit Union One

Class Action

Overdraft Fees at Credit Union One

In August 2020, a class-action lawsuit was filed against Credit Union One for allegedly misleadingly representing that it charges overdraft fees only if there is not enough money in an…

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