Make Sure Mortgage Relief Programs Really Aren’t Taking Your Cash

The 2008 sub-prime mortgage meltdown and resulting financial crisis means credit is not that easy to come by anymore.  This forces some of us to have to look for alternatives…

Who Can You Complain to at the Federal Level?

A topic-by-topic list of federal agencies that deal with deceptive advertising.

Sezzle’s Buy Now, Pay Later Services

Allegations: Misleadingly marketing that Sezzle is a free service with no fees, interest or other catches without adequately warning users of the risk that banks processing Sezzle payments will charge…

Klarna’s Buy Now, Pay Later Service

Allegations: Misleadingly representing that Klarna is a free service without adequately warning consumers of the risk that banks processing payments will charge them overdraft fees

Afterpay’s Buy Now, Pay Later Service

Allegations: Misleadingly marketing itself as a free service without adequately disclosing the risk that consumers will be charged overdraft fees by banks processing payments

TD Bank’s Marketing of Zelle Money Transfers

Allegations: Misleadingly marketing Zelle as a fast and “free” way to send money and as a service that “won’t cost you any extra money for the transaction” without disclosing that,…

CATrends: Improper Overdraft Fees

More than 150 class-action lawsuits have been filed against regional and national banks.

Zelle at Navy Federal Credit Union

Allegations: Marketing Zelle as “backed by banks,” “safe” and providing accountholders with “Zero Fraud Liability” when the credit union denies fraud claims without explanation or recourse

GasBuddy

Allegations: Misleadingly marketing GasBuddy as a way to save money on gas

Mary Kay Income Claims – 2021 Collection

International Service Assessment Fees at Navy Federal Credit Union

Overdraft Fees at Bank of the West

Atlantic Union Bank

Overdraft Fees at Vibrant Credit Union

BayPort Credit Union

Jovia Financial Credit Union

FTC Actions against Payment Processors

A review of lawsuits the FTC has filed against companies and individuals that process credit and debit card transactions.

Visions Federal Credit Union

Overdraft Fees at Credit Union One

Ulster Savings Bank