Former FTC Economist’s Response & Thoughts on Vemma

Getting to the bottom of affiliate vs. customer.

Sunshine Week: Utah’s Small Step toward the Light

State moves closer to disclosing vital consumer complaints but there’s more work to be done.

Mid-Hudson Valley Federal Credit Union

Allegations: Misrepresenting that the credit union charges a single overdraft fee on one transaction when it actually charges multiple fees on the same transaction

Ulster Savings Bank

Overdraft Fees at Flagstar Bank

Overdraft Fees at Navy Federal Credit Union

South State Bank

Valley National Bank

Community Choice Credit Union

TINA’s Take: INFORM Consumers Act Goes Into Effect

New law aims to provide more transparency to online transactions and to deter online shopping fraud.

BART

Why “taking BART” from Oakland to San Francisco costs more than advertised in this billboard.

TINA.org Refers Publisher Agora to FTC for Enforcement Action; Investigation Reveals Deception & Dark Patterns

MADISON, CONN. June 21, 2021 – Despite a $2 million settlement with the Federal Trade Commission in February 2021, publishing giant Monument & Cathedral Holdings, better known as Agora, and…

Will New U Life Finally Admit SomaDerm Doesn’t Contain HGH?

The MLM’s recent marketing changes suggest that it is ready to come clean regarding the product’s actual ingredients.

MLM News Alert

TINA.org’s curated list of MLM info and news of note.

Foreign Exchange Rates for TD Bank Visa Cards

Allegations: Misrepresenting the foreign exchange rates charged to consumers who use cards to pay for transactions in foreign currencies

Citizens & Northern Bank

Allegations: Failing to adequately disclose which transactions are subject to fees

Heartland Payment Systems

Allegations: Misleadingly marketing that its fees are fair and its billing practices are transparent when the company began charging extra fees without properly notifying merchants and buried the fees in…

Visa Cards

Allegations: Misrepresenting the foreign exchange rates charged to consumers who use cards to pay for foreign transactions in foreign currencies

MoviePass: Rediscovering the Magic of ROSCA

FTC using every arrow in its quiver to go after bad actors.

Dr Tobias Omega 3 Fish Oil

Allegations: Falsely marketing dietary supplements as fish oil when the ingredient in the product has been transformed in such a way that it is no longer fish oil