Capital One
Allegations: Misrepresenting that it protects consumers’ personal information when it failed to do so and there was a data breach between 2022 and 2023
Capital One Interest-Free Grace Period
March 2019: This case was transferred to a court in Virginia. (Case No. 19-cv-343, E. D. Va.)
May 2018: A class-action lawsuit was filed against Capital One for allegedly promising that its credit card provides consumers with an interest-free grace period without disclosing that consumers who fail to pay their entire balance by the statement due date one time lose the grace period on all future purchases, meaning that interest begins to accrue on purchases from the time they are made. (Dress et al v. Capital One Bank (USA), N.A., Case No. 18-cv-40064, D. Mass.)
For more information about other class-action lawsuits filed against Capital One and TINA.org’s coverage of them, click here.
Class-Action Tracker
Capital One’s Cash Advance Fees
Allegations: Representing that the credit card company charges Cash Advance Fees on cash loans or cash equivalents
Capital One 360 Savings Accounts
Allegations: Misleadingly advertising accounts as “high interest” savings accounts without notifying accountholders that a higher interest rate account became available
Capital One’s ATM Fees
Allegations: Falsely promising not to charge fees for using in-network ATMs
Capital One Credit Cards
Allegations: Falsely advertising that consumers can get pre-approved for credit cards in a process that does not affect their credit score when the company runs a type of credit report…
Zelle Money Transfers at Capital One
Allegations: Marketing Zelle money transfers as fast, safe, and secure without disclosing that there is no protection for victims of fraud and no recourse for reimbursement of lost funds
Capital One Credit Cards
Allegations: Misleadingly representing that it would help credit card customers during the COVID-19 pandemic when the company systematically denied customers’ requests for help
Cash Advances on Capital One Credit Cards
Overdraft Fees at Capital One Bank
Capital One’s Interest-Free Grace Period
Capital One Access Checks
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Capital One Spark Cash Card
When it comes to credit cards offering unlimited cash back, it’s a numbers game.