![](https://truthinadvertising.org/wp-content/uploads/2022/05/afterpay.jpg)
Afterpay’s Buy Now, Pay Later Service
Allegations: Misleadingly marketing itself as a free service without adequately disclosing the risk that consumers will be charged overdraft fees by banks processing payments
Miller et al v. Afterpay US
21-cv-4032, N.D. Cal.
(May 2021)
Afterpay’s “buy now, pay later” loans
Misleadingly marketing its service as a no-fee, no-interest way for consumers to make purchases before they have money to pay for them without disclosing that consumers who provide debit card information could be charged overdraft fees on Afterpay’s automatic repayments
Pending
Allegations: Misleadingly marketing itself as a free service without adequately disclosing the risk that consumers will be charged overdraft fees by banks processing payments
The result is that BNPL services that are advertised as free aren’t, class-action lawsuits allege.