H&R Block
Allegations: Misrepresenting that it protects consumers’ personal information when it failed to do so and there was a data breach in 2024
H&R Block Refund Advance Loan and Emerald Advance Loan
Case Name (Date)
Montgomery et al. v. HRB Tax Group, Inc. et al.
26-cv-759, S.D. Cal.
(Feb. 2026)
Product/Service
H&R Block Refund Advance Loan and Emerald Advance Loan
Allegations
Marketing its Refund Advance loans as “no-fee” and “0% APR” and its Emerald Advance Loan as having “only” a 35.9% APR when consumers are charged added fees, which cause the rates to exceed the Military Lending Act’s 36% cap for active-duty service members and their dependents
Failing to provide credit disclosures required by the Military Lending Act
Status
Claims against H&R Block voluntarily dismissed When a complaint is dismissed without prejudice, an amended version of the complaint can be refiled.; claims against other defendants pending
Class-Action Tracker
H&R Block
Allegations: Deceptively marketing that consumers can file their taxes for free using H&R Block when most consumers cannot file their taxes for free
H&R Block’s “Free Online” Product
H&R Block’s Free Tax Services
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