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“Free” Gift Cards at Target

Class Action

“Free” Gift Cards at Target

Allegations: Falsely marketing that consumers who spend $40 or more on toys and kids’ books could get a free $10 gift card when they’re actually charged $10 for the gift…

Rewards Points on the Gap Credit Cards

Class Action

Rewards Points on the Gap Credit Cards

Allegations: Failing to disclose that the companies wipe out the rewards points customers accumulate on credit cards in certain situations, such as when credit cards are replaced due to loss…

Ulta’s “Free” Gifts

Class Action

Ulta’s “Free” Gifts

Allegations: Deceptively marketing “free” gift offers without adequately disclosing that consumers must make qualifying purchases to receive the “free” gift

TD Bank’s Secured Credit Cards

Class Action

TD Bank’s Secured Credit Cards

Allegations: Falsely representing that customers who keep their secured credit cards in good standing for seven months can graduate to an unsecured credit card, which would let them control the…

Visa Cards

Class Action

Visa Cards

Allegations: Misrepresenting the foreign exchange rates charged to consumers who use cards to pay for foreign transactions in foreign currencies

Capital One Credit Cards

Class Action

Capital One Credit Cards

Allegations: Falsely advertising that consumers can get pre-approved for credit cards in a process that does not affect their credit score when the company runs a type of credit report…

Bank of America Rewards Credit Cards

Class Action

Bank of America Rewards Credit Cards

Allegations: Falsely advertising that consumers who apply for rewards credit cards and meet a specified spending minimum in a certain amount of time would be paid sign-up bonuses

Lancôme’s “Free” Gifts

Class Action

Lancôme’s “Free” Gifts

Allegations: Falsely advertising when sales end and misleadingly marketing “free” gifts without adequately disclosing that consumers must make a minimum purchase to receive them

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