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Rewards Points on the Gap Credit Cards

Class Action

Rewards Points on the Gap Credit Cards

Allegations: Failing to disclose that the companies wipe out the rewards points customers accumulate on credit cards in certain situations, such as when credit cards are replaced due to loss…

TD Bank’s Secured Credit Cards

Class Action

TD Bank’s Secured Credit Cards

Allegations: Falsely representing that customers who keep their secured credit cards in good standing for seven months can graduate to an unsecured credit card, which would let them control the…

Capital One Credit Cards

Class Action

Capital One Credit Cards

Allegations: Falsely advertising that consumers can get pre-approved for credit cards in a process that does not affect their credit score when the company runs a type of credit report…

Bank of America Rewards Credit Cards

Class Action

Bank of America Rewards Credit Cards

Allegations: Falsely advertising that consumers who apply for rewards credit cards and meet a specified spending minimum in a certain amount of time would be paid sign-up bonuses

Capital One Credit Cards

Class Action

Capital One Credit Cards

Allegations: Misleadingly representing that it would help credit card customers during the COVID-19 pandemic when the company systematically denied customers’ requests for help

Citibank Credit Cards

Class Action

Citibank Credit Cards

Allegations: Marketing that the bank is dedicated to military members, veterans, and their families and provides more benefits than required under the Servicemembers Civil Relief Act (SCRA) when it systematically…

Bank of America Credit Cards

Class Action

Bank of America Credit Cards

Allegations: Misleadingly representing that the bank would “offer assistance to qualifying consumer[s]” during the COVID-19 pandemic when the bank rejected requests for assistance

American Express

Class Action

American Express

Allegations: Falsely representing that American Express only conducts hard credit score inquiries (which impact credit scores) if applications are approved and applicants accept the credit cards when the company actually…

Visa Cards

Class Action

Visa Cards

Allegations: Misrepresenting the foreign exchange rates charged to consumers who use cards to pay for foreign transactions in foreign currencies

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